Personal Credit Card Points & Travel Strategy

The Bay Area family's credit card points concierge.

6
Family trips
to Europe
$50K+
Saved on points
in four years

You're earning the points. I turn them into the family trips you actually take. Paris, Tokyo, the Dolomites, spring break in DC. No more spreadsheets, or "we'll figure it out next year."

Kerry, points and travel strategist

Kerry partners with Modern Family Finance in the Bay Area to provide points strategy as a value-added service for their clients.

01Sound Familiar?

You have points spread across multiple cards and airline accounts, but no clear strategy for using them.

You know there's value and you think about it from time to time. But with work, kids, sports schedules, that ballet class across the city, figuring out transfer partners and award bookings keeps falling to the bottom of the list.

And then —

Feel a pang of guilt when you hear about others using their points to travel the world?

You're earning the same points they are, sometimes more. The difference isn't luck or insider access. It's having a clear system for turning balances into trips your family will actually take.

That's where I help.
— Kerry
How it works

Three steps from scattered points to a booked trip.

01

Discovery Call

Free, 20 minutes

We talk about your family, your travel goals, and what's sitting in your Chase, Amex, Capital One, and airline accounts. You'll leave the call knowing if I can help, no pressure, no pitch.

02

Points Audit & Strategy

I dig into your balances, transfer partners, and upcoming bonuses. You get a clear, personalized plan: which points to use, where to transfer them, and the trips they unlock for your family's calendar.

03

Your Travel Calendar

You walk away with a curated set of trips mapped to your real life. Kids' schedules, school breaks, anniversary weekends. Book them yourself, or stay on with quarterly maintenance, so I keep your strategy current.

Reviews

What clients say

Service Packages

Three ways to travel further on points.

Pick the level of support that fits this season of family travel.

Start Here
Start Here

Points Deep Dive

$249
One-time

A complete audit of your points and a clear plan for your next trip.

See details

The best way to see if we're a fit.

For deeper planning

3-Session Points Pack

$597
Use within 6 months

Plan multiple trips and build real points fluency over six months.

See details
Fully Managed

Quarterly Partner

$1,200
Annual / $125 mo

Your points strategy, fully managed year-round, so you never miss a sweet spot.

See details
Add-on

Booking Support Session

Book together on a screen-share Zoom. I confirm award space, time the transfers, and walk you through every step — you stay in your own accounts.

$149 · Per booking · Available to Deep Dive clients
See details

Free Guide + Monthly Dispatch

SFO to Europe
Sweet Spots

Drop your email and you'll get two things: the SFO to Europe Sweet Spots guide delivered instantly, plus my Monthly Dispatch — one email a month with the transfer bonuses, sweet-spot redemptions, and card offers actually worth your time. Unsubscribe anytime.

Kerry Durkan with her family in front of the Eiffel Tower in Paris

I'm Kerry

Six trips to Europe in four years, family of five, mostly on points. I learned by doing, and made enough mistakes along the way to know what actually works.

Now I help other Bay Area families cut through the noise. The best credit cards, transfer partners, and best sweet spots — so travel moves off the someday list and onto the calendar.

Your next trip is already in your balance. Let's go find it.

Book a discovery call and finally turn what you've already earned into a clear, curated travel calendar, destinations chosen, itineraries built, the work handled for you.

Schedule Your Discovery Call