You're earning the points. I turn them into the family trips you actually take. Paris, Tokyo, the Dolomites, spring break in DC. No more spreadsheets, or "we'll figure it out next year."

Podcast Guest on Modern Family Finance
SF Bay Area Family Guide to Credit Card Travel RewardsKerry partners with Modern Family Finance in the Bay Area to provide points strategy as a value-added service for their clients.
You know there's value and you think about it from time to time. But with work, kids, sports schedules, that ballet class across the city, figuring out transfer partners and award bookings keeps falling to the bottom of the list.
You're earning the same points they are, sometimes more. The difference isn't luck or insider access. It's having a clear system for turning balances into trips your family will actually take.
That's where I help.
We talk about your family, your travel goals, and what's sitting in your Chase, Amex, Capital One, and airline accounts. You'll leave the call knowing if I can help, no pressure, no pitch.
I dig into your balances, transfer partners, and upcoming bonuses. You get a clear, personalized plan: which points to use, where to transfer them, and the trips they unlock for your family's calendar.
You walk away with a curated set of trips mapped to your real life. Kids' schedules, school breaks, anniversary weekends. Book them yourself, or stay on with quarterly maintenance, so I keep your strategy current.
Pick the level of support that fits this season of family travel.
A complete audit of your points and a clear plan for your next trip.
See detailsThe best way to see if we're a fit.
Plan multiple trips and build real points fluency over six months.
See detailsYour points strategy, fully managed year-round, so you never miss a sweet spot.
See detailsBook together on a screen-share Zoom. I confirm award space, time the transfers, and walk you through every step — you stay in your own accounts.
Free Guide + Monthly Dispatch
Drop your email and you'll get two things: the SFO to Europe Sweet Spots guide delivered instantly, plus my Monthly Dispatch — one email a month with the transfer bonuses, sweet-spot redemptions, and card offers actually worth your time. Unsubscribe anytime.


Six trips to Europe in four years, family of five, mostly on points. I learned by doing, and made enough mistakes along the way to know what actually works.
Now I help other Bay Area families cut through the noise. The best credit cards, transfer partners, and best sweet spots — so travel moves off the someday list and onto the calendar.
Book a discovery call and finally turn what you've already earned into a clear, curated travel calendar, destinations chosen, itineraries built, the work handled for you.
Schedule Your Discovery Call