The Journal

Notes on points, travel, and getting them used.

Field notes from a Bay Area credit card points consultant,practical, no-fluff writing on organizing Chase, Amex, Capital One, Citi, and airline miles into trips you actually take.

  • Coming Soon

    The truth about your credit score and multiple credit cards

    What actually happens to your credit score when you open multiple cards,and why the conventional wisdom often gets it wrong.

    Publishing soon
  • Coming Soon

    Getting to Italy, on points

    How to use your credit card points and miles to book a real family trip to Italy,without spending months chasing award space.

    Publishing soon
  • Coming Soon

    My favorite cards for family spend

    The credit cards I actually recommend for Bay Area families,what to use for groceries, gas, travel, and everyday spending.

    Publishing soon
  • Coming Soon

    The best resources for a points pro

    The newsletters, tools, and communities I actually use to stay sharp on credit card points, award space, and travel rewards strategy.

    Publishing soon

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