• NewMindset

  Are you in points paralysis?

  If you've been hoarding credit card points for years, here's permission to let the fear go — and a better strategy for actually booking the trip.

  July 2026
• Credit

  The truth about your credit score and multiple credit cards

  What actually happens to your credit score when you open multiple cards, and why the conventional wisdom often gets it wrong.

  June 2026
• Coming Soon

  Getting to Italy, on points

  How to use your credit card points and miles to book a real family trip to Italy, without spending months chasing award space.

  Publishing soon
• Coming Soon

  My favorite cards for family spend

  The credit cards I actually recommend for Bay Area families, what to use for groceries, gas, travel, and everyday spending.

  Publishing soon
• Coming Soon

  The best resources for a points pro

  The newsletters, tools, and communities I actually use to stay sharp on credit card points, award space, and travel rewards strategy.

  Publishing soon